Select Your Plan
Membership includes a monthly game plan built around your credit goals, plus unlimited disputes handled for you.
Capital & Wealth Program
$797 per month
Premium plan
A separate premium plan, not a longer membership term.
Membership Options
Tap a plan to compare what is included.
Standard Membership
$149 per month
Standard Membership. Month to month. Cancel anytime.
- Community access
- Personalized game plan
- Live coaching
- Unlimited disputes on all derogatory items
- Onboarding call
- Primary 6-Month Objective set at enrollment
- Monthly game plans
- Both Capital Readiness Assessments
- Expert sessions
- Before You Apply reviews
- Resource vault and case studies
- Capital and wealth strategy
Before You Join, Please Read
Membership provides credit education, coaching, community, and credit services. 850 Club Credit is not a credit bureau, lender, or government agency, and is not affiliated with Equifax, Experian, or TransUnion. You have the right to dispute inaccurate information with a credit bureau directly, free of charge. Accurate, current, and verifiable information cannot be removed by anyone. No score increase, deletion, approval, or timeline is guaranteed, and figures shown on this site are estimates. You may cancel at any time; membership is month to month and amounts already paid are not refundable. Services are performed in accordance with the Fair Credit Reporting Act and the Credit Repair Organizations Act. 850 Club Credit is not a credit repair company.
What Happens After You Join
Community access and intake.
Your game plan, built from your credit reports and the goal you picked.
Guided onboarding.
Why Join
Join this month and lock in the current rate. Membership is month to month, so you can cancel anytime. The sooner you start, the sooner your score has a plan behind it instead of guesswork.
- Lock in the current rate when you join this month.
- Cancel anytime. No contract, no cancellation fee.
- A plan built around the goal you picked, not a generic template.
